Use Health Benefits and FSA Funds to Your Advantage
Hearing insurance, while only offered to about 15 percent of the workforce, can provide much greater relief in terms of cost. Regardless, these benefits run dry at the end of the year if they aren’t used, so be sure to contact your insurer for more information about your specific policy.
Can Total Hearing Care bill my insurance?
If Total Hearing Care is a preferred provider with your insurance company, we will directly bill your insurance for payment.
We currently work with the following insurance options:
- New York SHIP
- EMBLEM
- United Federation of Teachers (UFT)
- Emblem Health (includes HIP and GHI)
- Empire Blue Cross/Blue Shield
- Empire Plan (NYS)
- Fidelis
- Magnacare
- Medicare
- Multiplan/PHCS
Please call us at (718) 461-4228 to find out if you have any questions about insurance.
How else can I get hearing aids for less than full price?
Your employer may also offer an FSA or HSA (flexible spending account or health spending account) that pulls money from your paycheck pre-tax and sets it aside for future medical expenses. In this case, the costs would still come out of your pocket, but it would be untaxed.
If you’ve already used your FSA funds for the year, please consider what your hearing needs will be next year when you sit down with your company’s benefits coordinator and decide how much of your paycheck you’d like to reserve tax-free.